:root { --navy:#071b3d; --blue:#1769e0; --sky:#eaf4ff; --text:#172033; --muted:#63708a; --yellow:#f5c542; --border:#dce7f5; --shadow:0 20px 60px rgba(12,48,100,.14); }
* { box-sizing:border-box; margin:0; padding:0; }
html { scroll-behavior:smooth; }
body { color:var(--text); background:#fff; font-family:Arial,Helvetica,sans-serif; line-height:1.6; }
a { color:inherit; text-decoration:none; }
.container { width:min(1040px,calc(100% - 40px)); margin:auto; }
nav { position:sticky; top:0; z-index:10; background:rgba(255,255,255,.94); backdrop-filter:blur(12px); border-bottom:1px solid rgba(220,231,245,.8); }
.nav-inner { min-height:76px; display:flex; align-items:center; justify-content:space-between; gap:24px; }
.brand { display:flex; align-items:center; gap:12px; color:var(--navy); font-size:20px; font-weight:800; }
.brand img { width:46px; height:46px; filter:drop-shadow(0 10px 18px rgba(23,105,224,.22)); }
.back-link,.button { display:inline-flex; align-items:center; justify-content:center; min-height:43px; padding:0 17px; border-radius:10px; font-size:14px; font-weight:800; transition:.2s ease; }
.back-link { border:1px solid var(--border); color:var(--navy); background:#fff; }
.back-link:hover { border-color:#9ec6f5; transform:translateY(-2px); }
.hero { position:relative; overflow:hidden; padding:100px 0 125px; background:radial-gradient(circle at 80% 20%,rgba(84,164,255,.45),transparent 26%),linear-gradient(135deg,#fff 0%,#edf6ff 45%,#d7ebff 100%); }
.hero:after { content:""; position:absolute; bottom:-110px; left:-5%; width:110%; height:170px; border-radius:50% 50% 0 0 / 35% 35% 0 0; background:var(--navy); }
.hero-content { position:relative; z-index:1; max-width:740px; }
.eyebrow { display:inline-flex; padding:8px 14px; margin-bottom:20px; border:1px solid var(--border); border-radius:100px; background:#fff; color:var(--blue); box-shadow:0 8px 25px rgba(13,55,110,.07); font-size:13px; font-weight:800; }
h1 { color:var(--navy); font-size:clamp(42px,6vw,64px); letter-spacing:-2px; line-height:1.07; }
.hero p { max-width:640px; margin-top:20px; color:var(--muted); font-size:18px; }
main { padding:85px 0 105px; background:#f7fbff; }
.legal-card { padding:clamp(28px,5vw,52px); border:1px solid var(--border); border-radius:28px; background:#fff; box-shadow:var(--shadow); }
h2 { margin-bottom:14px; color:var(--navy); font-size:28px; letter-spacing:-.6px; }
.notice { padding:21px; border-left:4px solid var(--yellow); border-radius:9px; background:#fffaf0; color:#5d4b1c; }
.notice p + p { margin-top:12px; }
.legal-links { display:flex; flex-wrap:wrap; gap:12px; margin-top:32px; }
.legal-content { color:#4f5d76; }
.legal-content h2 { margin:34px 0 10px; color:var(--navy); font-size:24px; }
.legal-content h2:first-child { margin-top:0; }
.legal-content p { margin:0 0 15px; }
.legal-content ul { margin:-3px 0 16px 22px; }
.legal-content li { margin:4px 0; }
.effective-date { margin:12px 0 28px; color:var(--blue); font-weight:800; }
.legal-conclusion { margin-top:28px !important; color:var(--navy); font-weight:700; }
.button { background:var(--blue); color:#fff; box-shadow:0 10px 25px rgba(23,105,224,.22); }
.button:hover { background:#0d5ccc; transform:translateY(-2px); }
.button.secondary { border:1px solid var(--border); background:#fff; color:var(--navy); box-shadow:none; }
footer { padding:45px 0 28px; background:#06172f; color:rgba(255,255,255,.65); }
.footer-content { display:flex; align-items:flex-start; justify-content:space-between; gap:35px; }
footer h3 { margin-bottom:8px; color:#fff; }
.footer-links { display:flex; flex-wrap:wrap; gap:16px; font-size:14px; }
.footer-links a:hover { color:#fff; }
.copyright { margin-top:30px; padding-top:22px; border-top:1px solid rgba(255,255,255,.1); font-size:13px; }
@media (max-width:640px) { .container{width:min(100% - 28px,1040px)} .brand span{font-size:17px}.hero{padding:74px 0 105px}.footer-content{flex-direction:column;gap:25px} }